SENIOR LOAN ORIGINATOR
Company: Wintrust Financial
Location: Glen Ellyn
Posted on: September 12, 2024
Job Description:
Wintrust Mortgage was founded in 1981 to help customers achieve
the American dream of homeownership and has since successfully
navigated the ever-changing real estate market. As a full-service,
federally chartered lender with offices located across the country,
we're dedicated to providing customers with a wide range of
mortgage products and have the capability to lend in all 50 states.
To complement the basic conventional, FHA, and VA loan programs, we
are uniquely positioned to meet the needs of the continually
evolving market. Wintrust Mortgage is part of Wintrust, a financial
services company with more than $50 billion in assets.Why join
us?
- An award-winning culture! We are rated a Top Workplace by the
Chicago Tribune (past 9 years) and Employee Recommended award by
the Globe & Mail (past 6 years)
- Comprehensive benefit package including medical, dental,
vision, life, a 401k plan with a generous company match and tuition
reimbursement to name a few
- Family-friendly work hours
- With 175+ community bank locations, we offer opportunities to
grow and develop in your career
- Promote from within cultureWhy join this team?
- We have a culture that encourages an entrepreneurial
spirit
- We offer multiple opportunities for development and upward
mobilityPosition Summary: -An employee in this position procures
new mortgage transactions for the bank. - The primary
responsibility is to bring in new loan requests into the bank for
processing. - The Loan Originator is the primary contact for the
loan applicant.Essential Duties and Responsibilities:
- The Loan Originator assembles and reviews a new application and
matches the applicant with a mortgage program. - The file is
handled by the Mortgage Originator until it is time to request loan
documents and closing is scheduled. - By turning in the file at
this point, the Loan Originator is able to go out and generate new
business.
- The Loan Originator assists the borrower in determining the
proper loan program, completing the loan application and gathering
the required supporting documentation to begin the loan
process.
- Conducts preliminary underwriting reviews.
- Remains front line contact with the borrowers.
- A credit report is obtained and analyzed by the Loan
Originator.
- The Loan Originator is heavily involved with the client during
the application and closing process.
- Develops referral relationships with realtors, builders,
bankers and other sources in order to proactively solicit new
business.Qualifications:
- Minimum two years of mortgage loan origination experience
- Thorough knowledge of pricing and underwriting requirements of
various mortgage products and programs.
- Knowledge of residential mortgage processing, underwriting and
closing procedures.
- Thorough knowledge of federal lending regulations governing
real estate lending, such as Truth-in-Lending, RESPA and
others.
- Ability to analyze financial information.
- Excellent interpersonal and communication skills required.
- Pleasant and professional demeanor is essential.
- Work requires sound judgment and diplomacy.
- Outlook proficiency required.
- Requires National Mortgage Licensing System (NMLS) registration
under the terms of the S.A.F.E Act of 2008
- Ability to travelFrom our first day in business, Wintrust has
been proud to serve a variety of unique communities and people from
all walks of life. To be Chicago's Bank - and Wisconsin's Bank -,
we need to reflect that diversity both in all the communities we
serve, the people we employ, the organizations we work with, and
our banking and lending practices. Wintrust Financial Corporation,
including community banking and financial services subsidiaries, is
an Equal Opportunity Employer. All qualified applicants will
receive consideration for employment without regard to race, color,
religion, national origin, sex, sexual orientation, gender identity
and expressions, genetic information, marital status, age,
disability, or status as a covered veteran or any other
characteristic protected by law.
Keywords: Wintrust Financial, Berwyn , SENIOR LOAN ORIGINATOR, Other , Glen Ellyn, Illinois
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